Refunding CC

If an account pays by CC, and they are due a refund, how to you make it so the amount card is refunded? Right now it looks like they just have a credit balance, but I want to give the money back. How do I do that?

Thanks!
 
I think it gives credit and you have to process full refund at the merchant. But I will let Atul or one of the billing department confirm this.
 
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