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Thanks Stephen;
On the VPS provider I use I backup software for an onsite and offsite ftp backup option -the offsite does cost $$$ so was seeing if the service plan backup would eliminate that expense.
Anyway, I should get off my butt and the site over to a Jodo VPS instead to consolidate things. (Just have to figure out how to move over the db from a SQL 2008 Express without issues while trying to get it off the Express edition (and eliminating the need to keep backing up the db file myself))
Cheers